Affordable Homes in CEBU
Julie R. Mahipos
ShineJill Realty
Sales Specialist
juliemahipos1959@gmail.com
SUN: +63943-6586159
GLOBE: +639772499590
LUMINA CARCAR PHASE 2 - Affordable Lowcost Housing for sale in Can-asuhan, Carcar City, Cebu.
It is located 400 meters away from the Highway with 4 Models - Bungalow and 2-Storey Townhouses to choose from.
Total No. of Units:
300 units - Bungalow, Rowhouse
300 units - 2-Storey Townhouses
LUMINA CARCAR PHASE 2 Model:
A. Airene Model 22 - IU (Inner Unit)
Floor Area: 22 sq. m.
Lot Area : 36 sq. m.
Choose Regular, Premium and Prime Area - TCP varies
B. Airene EU (End Unit)
You can also choose Premium and Prime Unit; Lot Area varies...
C. Angelique 35 Model:
Angelique IU (Inner Unit)
Floor Area: 35 sq. m.
Lot Area : 36 sq .m
Angelique EU (End Unit)
DIFFERENCE between Regular, Premium and Prime Lot:
Regular Lot - located near 4 Meters road or Pathwalk
Premium Lot - along 6.5 Meter road
Prime Lot - along 8 Meter road
GOOD NEWS!!!
*** ANGELIQUE Model House is now ready for viewing...
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Price: 504,000.00 PHP
Floor Area: 22 sqm
Lot Area: 36 sqm
AIRENE 22 IU MODEL: (Phase 2 Price)
HOUSE DETAILS: Reg - Bare
Floor Area: 22 sq. m.
Lot Area : 36 sq. m.
Total Contract Price: P 450,000.00 (Pag-ibig Loanable)
Processing Fee : P 54,000.00
Total P 504,000.00
Reservation Fee: P 3,000.00
(Regular Unit - Facing 4M road)
Bungalow, Rowhouse
Bare Unit
Provision for 1 Bedroom
1 Toilet and Bath
Living, Dining, Kitchen
Provision for service area
SAMPLE COMPUTATION: (Regular Unit)
Total Price: P 504,000.00
Processing Fee P 54,000.00
Less: Reservation 3,000.00
Net Downpayment P 51,000.00 – Payable 21 months at P 2,429.00/mo.
Pag ibig Loanable – P 450,000.00 (Base on 4.5% Interest - (Salary: 7k to 12K)
30 years to pay - P 2,280.00/mo.
25 years to pay - P 2,501.00/mo.
(If your Salary is from 12k plus to 14k - Pag-ibig Interest rate is P 6.5%)
YOU CAN ALSO CHOOSE: PRIME UNIT (Facing 8M Road)
HOUSE SPECIFICATIONS:
Floor: Plain cement finish
Wall : Skim coated finish on interior wall and exterior wall
Doors: Steel door on main and service entrance
PVC door on toilet and bath
Windows: Jalousie type window
Water closet: Flush- type
Roofing: Long span roofing on steel frame
NOTE: You can also choose Prime and Premium Unit.
UPDATED: Jan. 11, 2017 - Few Units Available
Price: 923,000.00 PHP
Floor Area: 35 sqm
Lot Area: 36 sqm
ANGELIQUE IU 35 MODEL - Premium
ANGELIQUE MODEL
Floor Area: 35 sq. m.
Lot Area : 36 sq. m.
Total Contract Price: P 923,000.00
Reservation Fee: P 5,000.00
*2-Storey Townhouses
*Provision for 2 Bedrooms
*Living, Dining, Kitchen
*Toilet and Bath
*Provision for Service Area
*Enhanced with Celing, Bathroom Tiles, Kitchen Counter
SAMPLE COMPUTATION (PAG-IBIG) (Premium) - PIF Interest rate: 6.5%
Total Selling Price – P 923,000.00
Loanable Amount 894,000.00
Downpayment P 29,000.00
Less: Reservation 5,000.00
Net Downpayment P 24,000.00 – Payable 6 months at P 4,000.00/mo.
Loanable to Pag –ibig
Estimated 30 years to pay at P 5,651.00/mo.
25 years to pay at P 6,036.00/mo.
Also Loanable to Bank...
***DEFERRED CASH:
36 Mos. to pay at 5% Interest - P 26,781.90/mo.
***DEFERRED CASH:
24 Mos. to pay No Interest - P 38,250.00/mo.
OR YOU CAN CHOOSE: PREMIUM OR PRIME UNIT OR BIGGER LOT AREAS...
NOTE:
* Reservation fee is non-refundable and non-transferable
* Prices are inclusive of Misc. Fees and PIF charges but not included Fire Insurance,
Mortgage Insurance fees as well as HOA dues.
* You can also choose Equity Payments up to 12 months.
Updated: Jan. 11, 2017
Price: 1,140,000.00 PHP
Floor Area: 35 sqm
Lot Area: 54 sqm
ANGELIQUE EU 35 MODEL: Prime
ANGELIQUE EU MODEL - Prime
Floor Area: 35 sq. m.
Lot area : 54 sq. m
Total Contract Price : P 1,140,000.00
Reservation Fee: P 5,000.00
2-Storey Townhouse
Provision for 3 Bedrooms
Living, Dining, Kitchen
Toilet and Bath
Provision for Service Area
SAMPLE COMPUTATION: (Regular Unit)
1. PAG-IBIG FINANCING
Total Contract Price P 1,140,000.00
Loanable amount 1,007,550.00
Downpayment P 132,450.00
Less Reservation 5,000.00
Net Downpayment P 127,450.00 – Payable 18 months at P 7,081.00/mo.
Pag-big Loanable – P 1,007,550.00
Estimated 30 years to pay at P 6,368.00/mo. (PIF Interest Rate - P 6.5%)
Estimated 25 years to pay at P 6,803.00/mo.
2. DEFFERED CASH
36 Months to Pay at 5% Interest = P 33,111.10/mo.
24 Months to Pay with No Interest = P 42,291.67/mo.
3. BANK FINANCING
12.5% Downpayment - P 142,500.00
87.5% - P 997,500.00 - thru Bank
Estimated 20 years to pay @8% for the ist year = P 9,535.42/mo.
SPECIFICATIONS:
*Floor – Plain Cement Finish on common area
20X20 floor tiles on Toilet and Bath
* Wall-5 layer s of 20x20 wall tiles on T&B;
skim coated finish on interior wall;
skim coated painted on exterior wall
*Doors-Steel door on main and service entrance;
PVC door on T&B
*Windows – steel Casement window
*Water closet – flush type
*Roofing – Long span roofing on steel frames
*Ceiling – fiber casement board on steel frames
You Can Also Choose PREMIUM UNIT...
Updated: Jan. 11, 2017
Price: 541,000.00 PHP
Floor Area: 22 sqm
Lot Area: 36 sqm
AIRENE 22 EU MODEL:Inner Unit / Premium (Phase 2 Price)
HOUSE DETAILS: Premium Unit - Enhanced
Floor Area: 22 sq. m.
Lot Area : 36 sq. m.
Total Contract Price: P 541,000.00
Reservation Fee: P 3,000.00
Bungalow, Rowhouse
Bare Unit - Enhanced
Provision for 1 Bedroom
1 Toilet and Bath
Living, Dining, Kitchen
Provision for service area
Note: Enhanced - with ceiling already
SAMPLE COMPUTATION: Premium Unit
Total Contract Price P 541,000.00
Loanable Amout 450,000.00
Downpayment P 91,000.00
Less: Reservation 3,000.00
Net Downpayment P 88,000.00 – Payable 21 months at P 4,190.00/mo.
Pag ibig Loanable – P 450,000.00
30 years to pay - P 2,280.00/mo.
25 years to pay - P 2.501.00/mo.
NOTE: For Regular Unit - the Price is P 533,000.00
Updated: Jan. 11 , 2017