

Affordable ​Homes in CEBU
Julie R. Mahipos
ShineJill Realty
Sales Specialist
juliemahipos1959@gmail.com
SUN: +63943-6586159
GLOBE: +639772499590

PUEBLO DE ORO CEBU COMMUNITIES - House and lot for sale located in Babag 2, Lapu-Lapu City, Cebu
It is 300 meters away from the Highway; near Market and bridge to Cordova.
Pueblo De Oro Communities is composed of 26 hectares with 3 own gated signature Residential Villages namely:
1. THE HORIZON RESIDENCES
Model Houses: Kanji and Sakura Model
2. PARK PLACE
Twin Homes or Duplex Unit
3. LA ALDEA DEL MAR
Townhouses group of 6 units
AMENITIES:
Main Entrance Gate (20 meters wide)
3 Individual Gate for the Residential villages
Perimeter Fence
Guardhouse
Swimming Pool
Concrete road and alleys,
Concrete curbs and gutters
Landscaped parks and playground
NOTE:
*Payment Terms Available thru:
1) Pag-ibig Financing
2) Bank Financing
3) In-House Financing
4) Deferred Cash – 2 Years to pay no Int.






Park Place - Twin Homes/Duplex

Price: 2,207,000.00 PHP
Floor Area: 66 sqm
Lot Area: 80 sqm
PARK PLACE: (TWINHOMES/DUPLEX UNIT)
You can choose RFO Units or For Costruction...
HOUSE DETAILS:
2 Bedrooms Proposed
1 Toilet and Bath
Living, Dining, Kitchen
Floor Area: 66 sq. m.
Lot Area : 80 sq. m.
Total Selling Price: P 2,207,000.00
Reservation Fee: P 10,000.00
Note: No Partition, No Tiles
​
SAMPLE COMPUTATION: (Pag-ibig Computation) RFO
*Pag-ibig Loanable - P 1,986,300.00 (Buy Back Fin Loan Value)
Estimated 30 years to pay - P 13,194.90/mo.
(NDI Required: P 44,140.00)
*Equity/DP P 220,700.00
Plus: Misc. Fees (6.7%) 147,869.00
Total Cash Required P 368,569.00
Less: Reservation Fee 10,000.00
Net Cash Required P 358,569.00 - Payable 3 mos. at P 119,523.00/mo.
For Units to be constructed yet...Equity/DP Payable up to 24 mos. at P 14,940.38/mo.
Or: There are block that the equity is Payable up to 30 mos. at P 11,952.30/mo.
For IN-HOUSE FINANCING:
30% Downpayment payable - 12 months to pay
70% Balance + Misc. Fees + others (5 years @ 16% Int. p.a. = Factor rate:
0.024318057)
For BANK FINANCING:
10% DP/90% Loanable to UCPB - up to 20 years to pay
20/80 - Other Banks











La Aldea del Mar - Townhouses cluster of 6 units only

Price: 1,177,000.00 PHP
Floor Area: 45 sqm
Lot Area: 40 sqm
LA ALDEA DEL MAR - TOWNHOUSES
TOWNHOUSES CLUSTER OF 6 UNITS ONLY...
INNER UNITS
2-Storey Townhouses
Proposed 2 Bedrooms
Toilet and Bath
Living, Dining, Kitchen
Service Area
Floor Area : 44.5 sq. m.
Min. Lor Area : 40 sq. m.
Selling Price : P 1,177,000.00
Reservation Fee: P 5,000.00
​
SAMPLE COMPUTATION: (PAGIBIG FINANCING)
Total Selling Price P 1,177,000.00
Pag-ibig Loanable 1,059,300.00
Equity (10%) P 117,700.00
Plus: Misc. Fee(6.7%) 82,390.00
Total Cash Required P 200,090.00
Less: Reservation Fee 5,000.00
Net Cash Required P 195,090.00 - Payable 24 months at P 8,128.75/mo.
Pag-ibig Loanable Amount - P 1,059,000.00
30 Years to pay - P 7,761.69/mo.
***Gross Income Required: P 20,009.00/mo.
IN-HOUSE FINANCING:
30% DP – Payable 12 months, 0 Interest
70% Balance + Misc. Fee –payable up to 5 years @ 16% Interest (diminishing)
Note: If house is ready, can move in upon payment of 30% DP/Equity- balance to be issued by Post Dated Checks
BANK FINANCING - 10/90 (UCPB)
​
DEFERRED CASH - 2 Years to pay 0% Interest






